1 matching card in a different suit: 3-1 2 matching cards in different suits: 6-1 1 matching card in the same suit: 12-1 1 matching card in the same suit and 1 matching card in a different suit: 15-1 2 matching cards in the same suit: 24-1. If neither of your cards match, you lose your Match the Dealer bet.

Some casinos will deal a second card to the dealer face-down once all the players have their second card. [4] X Research source

Example: Your original bet was $10 USD and the dealer has an ace showing in their hand. In addition to the $10 USD bet, you can make an insurance bet up to $5 USD. Making an insurance bet lets you win money when the dealer gets a blackjack. If you don’t place an insurance bet and the dealer gets a blackjack, then you’d lose all of the money you bet.

Casinos usually shuffle 6–8 decks together at the start of the game so it’s more difficult to keep track of which cards have already been played.

Hit whenever your hand shows 11 or less since you’ll get closer to a total of 21 without any risk of going over. If you don’t want to hit, you can “stand” instead, meaning you stop drawing cards for the rest of the round.

Doubling down works best if you have 10 or 11 showing in your starting hand since there’s no risk of the next card putting you over 21. After you double down, you can “rescue” your bet if you don’t think your hand will beat the dealer as long as you didn’t go over 21. When you tell the dealer you want to rescue, you take back the double down wager you made but forfeit your original bet.

If you make another pair on a hand you split, you can split it again. You can usually have a total of 4 hands in front of you during a round of Spanish 21, but it may vary depending on where you play.

You should usually stand if you have a value of 17 or higher.

If the dealer has an ace, king, queen, or jack showing when you surrender, the dealer will wait until the end of the round to return your bet. If they reveal a blackjack in their hand, then they’ll take your full bet instead of only half.

Most casinos require dealers to hit their hand if their hand total is under 17 and stand if they’re at 17 or higher.

Example: You bet $10 USD and were dealt a blackjack. You’d immediately get a total payout of $25 USD.

Example: Your original bet was $20 USD, but you placed an insurance bet for $10 USD. If the dealer was dealt a blackjack, you’d lose your initial bet but the insurance bet payout is $30 USD. If the dealer doesn’t have a 21, then you lose your insurance bet. You still have a chance to win on your original bet if you can still beat the dealer.

5 cards totaling 21: 3-2 6 cards totaling 21: 2 -1 7 or more cards totaling 21: 3-1 6-7-8 in any suits: 3-2 6-7-8 all in the same suit: 2-1 6-7-8 of spades: 3-1 7-7-7 in any suits: 3-2 7-7-7 all in the same suit: 2-1 7-7-7 in spades: 3-1

Example: You bet $10 USD at the start of the round. If the dealer’s hand totaled 17 and your hand added up to 19 at the end of the round, you’d win $20 USD. If you and the dealer have the same total, then you’ll still beat the dealer.

If you split your hand or doubled down during the round, you give up your chance at winning the Super Bonus. Super Bonus payouts may vary depending on the casino where you’re playing.